What is an economic total damage? How does the insurance determine the residual value? I wonder what happens if I have an accident now, my car is already older, BJ.2007. I bought it 4 years ago for 3800€ privately. I care for it because I am relatively large 210CM and the Golf Plus is really a dream car. I am a very conscientious driver and because of my performance of about 25,000KM annually have completed a partial cascade without SB mainly because of SB The golf of VW probably got a replacement engine and the new one now has 120,000KM down, the car 98,000KM more so 218,000KM All repairs and services have been made, the car is in great condition. How is this calculated now? I hear so much of time value, residual value, restocking value etc. I have to drive in front of the car still so 5-6j, but what happens in case of case? Zb accident, where I am innocent. Zb advanced, or h or in the event of a wild accident? Drive through a mooring area every day. I make sure that the insurance Z.b pays 2000€ and I find none for it.