All right, I’m going to get a Mercedes EQS (show car, run about 5T km) as a new business car (I’m an independent lawyer) for about 120,000 EUR gross and I’m currently cutting the financing with my financial advisor. I’m not going to run the financing through the Mercedes Bank because I get a high-rise interest rate from my financial advisor. The problem is that the 3-way financing is eliminated, i.e. I can’t get the car to a Intuitively, I would take half the purchase price, i.e. EUR 60T, because one assumes a useful life of 6 years and the car should halve in value after 3 years. However, I was advised to take a higher final rate (70T – 80T) because the vehicles are much more stable than the useful life assumes. However, I was advised to take a higher final rate (70T – 80T) because the vehicles are much more stable than the service life. This would have the advantage that I would have a much better liquidity each month. My question: how would you proceed when selecting the final rate, if you take into account that there is no guaranteed withdrawal from Mercedes? Has anyone had similar experiences? What else should I pay attention to? LG