Hello, I am currently working abroad. My girlfriend received a registered letter from my car insurance today. They canceled me on 06.10.2011. I have been insured there for years. I paid my contributions in Jan. always in advance for the whole year. In Dec. 2009 I drove someone slightly on the back. At both cars about 3000 Euro damage. So HP+VK. At the end of last year I used a new front letter. This car was sold in Jan 2011 In March I had a wild damage. About 1800 euros damage. Now the cancellation. Without prior notice ect. How are the chances with another insurance to get a new HP+VK? And do I keep my damage-free discount with the HP and VK? I feel like a serious criminal:-( Greeting Frank