Hello, my partner recently drove someone into the car. The damage is manageable: bumpers, headlights, shock absorbers and a few small parts. At first glance there is hardly anything to see. The amount of the damage is just over 1000 €, the report cost not quite 200 € at the Dekra. In a telephone inquiry to the opposing insurance the clerk reproached me, because in this case an expert report is superfluous and only from approx. 3000 € Schadenh My answer was that I am not willing to discuss it with her, because my partner as a victim has a claim to a neutral report. Point. Then there was also rest on the other side of the telephone line. My question would be whether there are any under-limits at the level of damage, in which one is virtually not allowed to become an expert within the scope of the damage reduction obligation. As a layman one can of course tmals also do not estimate what might still be hidden behind a supposed bagatelle. And in a later sale of the car it makes sense if you can prove the damage neutrally and in detail. Thanks for the answers.