Hello dear community, the following starting situation: – 27 years old, married – Purchase of the first car is available (SF 1/2) – Peugeot 308 SW, Diesel, Automatic, 150hp – Condition: approx.50-100k km, 2-4 years old, purchase value approx.15.000 € – Would consider me a safe and careful driver Now I ask myself the question, how I best assure the car, especially with which excess. Check24 spits out the following: The comparison of 300 € SB to 1000 € SB results in approx. s from 120-220 €, depending on the fare –> About 3-6 years accident-free for a break-even check24 recommends 300€ SB by default. What do you think? Best regards!