I didn’t know exactly where to go with my contribution. I would like to keep it short and crisp, and not let the text go endlessly. I don’t have a real problem, but I don’t exactly look through the entire insurance jungle. So, my contract with the HUK is terminated and I’m looking for a new one on 01.01.2021. Only which take that is the question. Unfortunately, I had in the last years at the HUK with my Mondeo 1 damage in full, but was covered by the discount It looked different with my predecessor the Focus. Unfortunately I had several damages but always one reported per year. No more no less. It was annoying. Since I was given the data for liability SF 26 and VK SF9 because I wanted to compare with other companies. I come elsewhere on expensive tariffs. But the Huk also told me that my contribution would decrease next year, so half-yearly only 462 euros. With ergo, all of them My question is, should I stay with the HUK, or do I make a tariff check like with verivox or check24? Which tariff characteristics should I pay close attention to and do you have any other suggestions for me? Sorry if I am in the wrong forum I just didn’t know where to write that.