Hello, I have insured with my BMW 325d Touring ,EZ 05/2008 140000 km Top condition VK, a hail damage. I was called by my insurance a varnish and carroserie center where I should have a KVA made. The KVA amounted to 2627.71 euros. I decided for a fictitious billing. I have now received the following compensation. You will receive a compensation by bank transfer of 1,784.43 EUR. The amount is calculated as follows: Repair costs according to Estimate 2.208,16 EUR according to condition “new for old” for painting (25 %) 273,73 EUR abzgl. Excess 150,00 EUR Total amount 1.784,43 EUR Now my question: Is a “new for old deduction” for fictitious billing right ?? Please for information. Thank you in advance !