Hello guys, I ransacked the forum and also searched google until vomiting. Unfortunately I find no final answer to my problem. I had an accident without fault, the debt question is finally clarified, an expert report was prepared. Restitution value gross: 31,500 Euro Repraraturkosten grosso: 18.000 Euro Restwert 19.300 Euro I sold the car for the determined residual value unrepaired. For the determination it was set in a residual value platform Today I got a call from the lawyer that the insurance only refunded the difference between the net replacement value of 26.500 euros. So I received the following amounts: 19.300 euros + 7.200 euros = 26.500 euros. This is a total shock for me, because I would have preferred to have the car repaired then to sell it for e.g. 28,000 euros. Is this procedure right, it was after all no total damage and I did not have the car repaired by any backyard workshop. 5,000 euros loss hit me hard PS: I had received the information from the expert, because it was not a total damage I would get the full difference between replacement value and residual value from the insurance 🙁