Hello, I’m about to let my first own car. I’ve been driving the driver’s license for 17 years and I’ve been driving a lot of different cars, just not mine. Unfortunately, you’re not better with the insurances than with 24… 🙁 Now I’m faced with the following decision: Premium or direct insurance… In direct insurance I got a very good offer from the WGV – according to the circumstances, but it’s a direct insurance which is always torn away. And with the indication “Preinsurer has quit” you can carry the gold bars to the company headquarters with the SF-Class 1/2 (or then 0) and still fear that they will take one… (Or is that in truth much less bad than you read it? Always complain about the 1% with problems, the rest remains silent…) Then the alliance as a premium provider is still in the room with which I directly enter the SF-Class 4 If I were to use my girlfriend’s contract as a reference, it would still be almost 40% more because I would have to take the premium tariff for CAP cover (leasing). What would you do?