I was offered a very young factory service car (age less than half a year, approx.10.000km) via brand dealers for private leasing. The new price is approximately (incl. all equipment) 75,000€ if it would be in the dealer’s sales room with list price. I want to drive the car only two years and about 22,000km. The leasing company calculated a transfer price of 45,000€ as the basis of the target rate to be paid. The return price (I have a purchase option at the end of the term) is fes t at 32.000€. What insurance value do I have to accept if I want to/must cover the car with a liability liability and a comprehensive insurance. Counts the fictitious new price (approx. 75.000) or counts the calculated and fixed transfer price (approx. 45,000) in order to compensate the lessor for accidental loss (theft or total damage) or for a partial damage (bumped in), which I do not want to be under-insured and in case of a case on T With my privately experienced damage-free discounts the ranges of the contributions to be paid are not insignificant and I got different answers from several partners and friends and…other experts I ask for competent help and advice THANK YOU