Hello, I am currently in the first year of training and have about 900€ net available. Since I live at home, my current car is slowly giving up my mind and I am dependent on a vehicle, but still wanted to remain liquid, I looked at some possibilities and found out about the keyword car subscription. I have just entered all my data in the portal and shortly afterwards there was a Schufa-information and the result cut me out of my socks: “The result I have only had two contracts (still) and have been running for years. Once this is my Sim contract and once my gym membership. The amount of 319€ would be to be paid – just because of my already formed reserves. Now I have also requested a data copy from the Schufa to check what is lazy. Do you think that it is only a matter of time before we can get back to you. m Income is that this is too low or do I probably have any entries somewhere? Even if the broken subscription is not so tragic now, the negative information makes me a bit of a headache. Had never got anything on installments before and never had to pay any reminders, which actually means that I am liquid, or am I stupid and don’t look through somewhere? Thanks in advance!