Hello, I’d have to apologize if I didn’t think of the right words in the terminology of the cars. I’m absolutely no connoisseur, but I like to drive cars. First of all some important information about my car: It’s about: Volvo 850 Year of construction: 1995 Kilometer level: 190000 (189something) Tüv: New (until mid-2019) If you need more information, you can ask me. The accident happened about a week ago and we called the police. He also admitted that he was to blame. I received a letter from the opposing insurance company shortly stating that I should take photos of the accident site and send some more information to them. This also included a cost estimate from a workshop. The amount was approximately with tax around 1080€. Everything as normal as it should be (I assume, because this was my first accident as a victim of LOL). Today I learned that the accident was not a problem. I called and said that I would pass the matter on to my lawyer and he would then take care of it.The question of the tone and what this topic is really about: whether I have to pay the expert myself (whether it is a minor damage or not) or the opposing insurance company will cover the costs of the expert I have commissioned. I have had to pay the expert. be already discussed with many people about it and there were always different opinions: A few example sentences: “Look at the damage!! Of course they do this!!! spin you???” “I would be careful in your place!!! This is an old car!! So n scrap is that!! They do not take the cost!!!” I would like to upload a photo from the accident site here, and I would be happy if you would tell me your opinions. And the same photo had I am also sent to the opposing insurance company. I would like to thank you in advance.