Soot when starting, clacking under load

Dear forum, I am a newcomer here and have no idea of cars. – I drive a V70, year 12/2004 with currently approx. 170 tkm mileage. – A fantastic car, as I find it. Unfortunately, in recent times I noticed that the good at driving under full speed in the middle speed range on the one hand is rusting relatively strongly, on the other hand (is now the right season) from the engine area gives a slightly clacking noise of itself. Inspection (not with Volvo) is only v or 3 tkm, after that I drove him on the track a little (about 300) km full speed with otherwise rather moderate driving. – Since then I noticed his changed behavior, which worries me, because I want to drive the good one a little bit. Are there any ideas, what could exist? – Can I rather neglect the whole thing? In advance Thanks for answers.