Hello all, at the end of December I am out of my current job (employer change), at the beginning of the next season I wanted to buy a new motorcycle. I plan to sell my current motorcycle, so I can use it as a down payment for financing (about €3,000). My current net income amounts to about €2,000, my expenses are about €800 per month. The price of the motorcycle I want to finance is with special equipment. At about 13.000€, after a deposit the loan amount is approx. 10,000€. Since I have only used vehicles and have no experience with credit institutions (except a loan with the house bank, which I have paid back reliably), I wanted to inform myself how informed people would assess whether I can get a private loan over this sum in March (i.e. after the probation period). If the chances of rejection are quite high I would prefer, me do not capture a Schufa entry for the rejection.