So, after a long time without an accident, it has now caught my wife’s car. When the car was parked, another car was put on our Astra, so that the bumper was scratched and slightly pushed in. Police was on the spot, took the accident and warned the victim at a charge. Unfortunately, as expected, the victim is little insightful and wanted to settle this under the hand, I found his insurance and there the damage However, I am now unsure whether an expert report is appropriate, because due to the damage reduction obligation an expert is to be taken over to my knowledge only from 800 €. Now the nice lady at the damage hotline wanted to talk me that with the A-insurance expert report will only be taken from 2000 € and the 800 € would allegedly come from a wrong report of the ADAC. After initial research, I found out that a repainting of the bumper incl. mounting is at 500 € plus VAT at the FOH. If the bumper needs to be replaced, you will quickly get over 1000 €. Assuming that the impact absorbers below have remained intact. Of course, the KVA costs as well as the cost of the shock absorbers are a problem with a KVA. For me as a layman, however, it is not clear whether the damage is above the threshold and whether the nice lady is right. Is there a clear regulation on this, which results in the €800?