Purchase advice XC90 D5

Hello, I need from you for/reciprocating equipment details: I swirl between a D5 momentum or the summum model. I just can’t decide whether the leather/electrical seat/the Xenon headlight/rings are worth the extra charge. Have now a V70 as premium (electrical seat is nice…) Furthermore, it is clear that I need the rear parking help. Why will the front be installed at the dealer? What costs do I have to reckon with? Do you have it with the darkened windows in the back? Or do you prefer the laminated glass? What’s against the Volvo phone? Do you have the Volvo phone in the V70 and I’m completely satisfied with it? GT yes or no! I would have said yes right away until last week. Now, after reading the forum, I’m disturbed by the possible problems and the extra consumption! Then the painful topic price. what’s realistic at the moment. I’ve been to my dealer 4 weeks ago. I found this conversation very unsettling. First 10% Rabat t- ok can overlook it, but that he then offers a financing with RSV (GMBH) and never bothers to write down my address…I don’t know.. this sales manager only tried when I mentioned that I got my V70 out of the inspection.Maybe I shouldn’t wear sneakers if I want to buy a car for 45T€. Generally, the question is, which dealer in NRW can you recommend. Greetings Harald