Small accident, upgraded from 55% to 85%…

Hi everybody, I’m a little angry right now. My friend drove my car he’s also covered over me well and while driving backwards at MC Drive he’s one of the ones behind him was driven in. Now there’s a scratch a little deeper, I wasn’t myself being told that only well now I have some questions could result from such a small bump a deep scratch? At my AUto is nothing.The guy said he made a estimate because it’s a special paint and the ga nze bumper has to be repainted. Can this be all or is there anything lazy, Hab also talked with the insurance and those who said if the damage is less than € 1010 recommend that I pay myself that otherwise I will be upgraded from 55% to 85%. I am currently paying 39 € how many would I pay at 85%? Do you have any idea? I am so angry. And I don’t have the 1000 € just over. LG