With summer tires through the winter?

Hello, for some years I have been driving on my cars from the end of March / beginning of April to the end of October / beginning of November summer tires. In the rest of the time I have mounted winter tires. I mean, still there are too many drivers who are travelling on summer tires in winter. To this mentioned, already various drivers told me that they had been driving for 10, 20 or 30 years, never owned winter tires and also no need. They could just drive a car. That is pure I personally don’t think anything about the so-called all-year tires! Are they neither fish nor meat. They won’t have the full characteristics of a summer tire in summer, neither will they have the full characteristics of a winter tire in winter, do they? Of course, in summer such an all-year tire should be better than a winter tire and in winter it should be better than summer tires. In my opinion, in winter the summer tire riders endanger themselves and other. Obviously, more and more insurance companies are also of the opinion. Already the first voices are loud, that “man” is forced to buy winter tyres and that the tire industry is behind it! Greetings bathwater