Evening, car is in the workshop again. This time because of burglary and theft. Mobile navigator and charging cable lay locked in the middle armrest and the holder in the glove compartment. Since I never use the holder, have a magnet holder and are therefore no traces of the windscreen, one never comes to the thought that such a thing would lie in it. The following scenario with the insurance on the phone: The gentleman of the insurance said that the burglary damage over the Te It was clear to me, although I did not ask for it. However, the costs will only be taken over for the consequential damages which are directly connected with the glass break. This means e.g. the scratched door panel and the scratched varnish. If the offender in the interior caused further damage (which he did not do), one would not take over the costs for the corresponding parts. If the stolen mobile navigation is also paid, this was negated. The Kasko would only cover the costs of built-in navs. So flux re-learned in the insurance documents after work, there is next to the insurance contract, in a kind of “prospect”: quote: “Extra vehicle parts such as radio and CD players are insured up to 5,000 EUR without additional contribution.” I thought, well, just had bad luck because I don’t pay a surcharge. However, I noticed this in the general conditions (AKB) something different. The following vehicle parts and the following vehicle accessories of the insured vehicle are insured up to a new value of a total of 1,500 EUR without premium if they are installed in the vehicle or kept under lock or are firmly connected to the vehicle by appropriate brackets. …. : CB radioElectronic navigation systems Television with antenna … 1 radio, 1 cassette recorder, 1 CD player, 1 CD changer …. It doesn’t, however, stand there whether mobile or fixed. Thus, the insurance shoots itself in the own leg or do I get something wrong?? A few independent opinions would perhaps help me something…