Hello and good evening, in the summer of last year someone drove me a big scratch in my car and started hit-and-run. I reported the damage of my insurance (have no comprehensive) but did not have it repaired until now. I had planned that for the next weeks. But now I am yesterday at work parking in our parking lot unfortunately at a yard gate (very narrow parking gap) long and now have a real sheet metal damage, which has to be repaired. 1. If I would claim the damage from last year and yesterday, would I then have to pay the deductible twice? 2. If so, could I take back the first reported damage? 3. The damage from yesterday must definitely be repaired. Does this comprehensively pay for this kind of damage? 4. If it pays, can I settle after cost estimate? How does this work? Many questions :-), I’m curious about your answers. Have a nice evening!