Hello together, because of the fact that my 15 year old Ford Focus with more than 200,000km gives up so slowly (motor problems etc.), I now want to finance a new car. Actually it was planned to drive the Focus for another two years, because it came fresh over the TÜV. But now he doesn’t want any more… Anyway, I find the Focus a very nice car and I am very interested in the Focus ST 2.3 EcoBoost: Price: 27.990 Euro Kilometerstand: 38.5 50km Year of construction: 2019 I myself have no experience with financing and wanted to hear from you if the following makes sense: Deposit: 5,600 Euro (approx. 20%) 60 months Rate á 303,50 Final rate: 9,236,70 Euro or down payment: 5,600 Euro 60 months Rate á 432,14 Euro no down payment Now to me. I myself am 25 years old. Earn approx. 3,000 Euro net per month and am a civil servant on lifetime. Monthly fixed costs amount to approx. 1,500 Euro (rent, insurance, pension, Inv I don’t have any other current loans. Children are not currently in planning, just like another apartment. Alternatively, I also find the Focus ST-Line with 150 hp (Bj. 2019) very nice. It would be less for about 4,000 euros. That would be a more sensible solution, but you don’t have any other fun aside, do you think it makes sense? Dear greetings and many thanks already! Julian