Hello, I’m looking for insurance for my car. It’s an Audi A4 BJ 2001. It cost about 10,000 EUR and is financed. So I decided for a comprehensive insurance (VK 300 SB / TK 150 SB) and let me make a corresponding proposal of the KRAVAG with a marker. Discount protection in KH and VK, GAP cover as well as the free workshop choice are important to me and should be included. My question is only if I need the following additional services: – M allorca-Police – Extended wild damage clause (i.e. all animal damage insured) – Marderbiss – Protection letter – Protection in case of gross negligence I can imagine that the protection costs a lot in case of gross negligence. Of course everyone needs to know it in the end, but would like to hear your opinion about it. What do you think I need all these additional services?