I know the topic has been mentioned before, I had a hail damage 250€ last year in March nn wild damage 140€ and last month n hail damage1180€.I can’t blame it for hailing here in the Allgäu every year, the insurance has terminated me on 01.01.2012 because of the damage frequency! Suppose I had a damage until then then then I can cancel or count to those their termination because they have terminated first???