Question in general: If a rockfall in the windscreen is reported this year, the contract expires at the end of the year, the insurance is still obliged to pay if the processing lasts until the year 2015?SB = 0 €, no workshop binding, insurance refused Payment, argument: Surface damage is not paid, only the pure glass breakage. Is a stonefall no glass breakage Excerpt ABB: A.2.2.5 Glass breakageInsured are fracture damage to the glass breakage. In the case of passenger cars, the cleaning costs of the interior of the vehicle and the damage to illuminants caused by damage to the glazing are also insured. This does not apply to passenger cars in the basic fare. Further consequential damages are not insured.A.2.12 Excess If an excess is agreed, this will be deducted from the compensation for each damage event. We waive the deduction of the excess in the case of glass damage within the meaning of A.2.2.5, if – you report the damage by telephone before repair our damage service and – the damaged glazing is not replaced, but repaired and – the repair is done by one of our partner workshops, which we name to you. If one of the aforementioned conditions is not met, we shall deduct from the compensation the agreed excess in accordance with the first sentence.