Hello, recently had a liability damage on my car. Opponents left their data, so I got an estimate for the repair from the Audi Center. Good 1200 EUR net (approx. 1500 gross). I submitted this to the insurance company. They then sent a TÜV expert who looked at everything. Today I get a check over 300 EUR and an estimate of the cost of the expert about this amount (there is what from Smart Repair). Is that binding, what one of them (but probably independent) assesses says? Do you find that a bit cheeky from the insurance (Allianz), the KV from the Audi center was certainly the luxury variant, but no fake or fraud attempt. The 300 certainly don’t even cover the loss of value, the whole bumper is shifted so that the gap measurements are no longer correct and so on. Do I have a chance or do I have to pay for the insurance? Thank you, Ebe.