Hello all, I have recently driven a scooter driver on the back (Stockstand+Heckklappe), damage according to the expert 1900,- net. The insurance (HUK) has reduced this by approx. 100,- Euro; reason: shortened settlement rates according to the DEKRA report (decision BGH of 23.02.2010 – BMW judgment?). a) Is this calculated? Unfortunately, both my lawyer and the expert are currently on vacation. b) My expert said in the review that I can have the damage repaired myself. , also by a friend (painter). But after the repair I should again to him with the car because of a new photo, quasi that the vehicle is again in the right place. What disadvantages would I have if I did not have this repaired, e.g. in case of a new accident or similar? Is the damage registered somewhere e.g. at a central place? Thanks in advance.