Good day, on the one hand, I took a loan for my car with a family member (person X) a few years ago. I am in it borrower 2 and person X is KN 1. The car, however, I bought used at the car dealership and thus my name is in the purchase contract and presumably also in the vehicle letter 1. However, this is with the credit bank, since the bank is currently the owner of the car. 1) Now it is the case that I redeem the loan monthly and now because of S However, I was now told by the bank by telephone that they would basically hand over the vehicle letter to the policyholder 1, which would scare me a little bit, since I have to expect to get it no more (different places of residence, unfortunately bad relationship, etc) and at the registration authority possibly have to apply for a new one. Is that really so? I asked the bank again in writing, but no answer yet. I was told by telephone, but apparently I didn’t understand the “fines” of the situation: that, to my knowledge, I will again be the owner of the car after the end of the loan. 2) This would not be dramatic, but now an employee of the bank told me on a second call to the service phone that I would not become the owner of the car after the loan had been redeemed, but person X, because this person X KN 1. After having asked a colleague again, he confirmed his statement again. It seems to me, however, that something is wrong. I hope that you will find your experiences and assessments. I hope that I have described the situation well enough.