Hello car friends, since I could not solve my problem after several times overflying the forum, I signed up to ask for advice. Situation: I had an accident in Feb 2011. UN was with SF4 (65%) my mother directly with DA. Since the car had total damage, I now got myself one in February. With the insurance DA directly it was agreed that I now take the upgraded insurance on SF2 (85%) my mother for the new car from April. D I paid for the rest of 2011 SF4. (I was registered with Auto A as a driver and have my driver’s license for more than 5 years) So on: Now I thought to myself. If the old one and you switch directly to the super-cheap admiral. Only liability. When registering via transparo.de you were asked if the current insurance would have to regulate damages in the last 3 years. I have negated this question, because I assumed that the current insurance is NEW on my name l When registering, I also indicated the next level of SF3 for the year 2012, as it was there that you should look at your last billing and take the next higher. So far so good: Now that I only quit by registered mail this morning and my current insurance still knows nothing about it, today the contribution invoice for the year 2012 came in by post and I almost got scared at the tip of my tongue. Now it is true that I am being upgraded from SF4 (85%) to SF 1/2 (140 %) due to a damage to be regulated in the current calendar year. And the contribution rate is going to be immeasurable. My question is now: -Is this all correct and I’ve read something out of my mind and I’m falling on my nose now? -Or has my current insurance made a mistake? -And what am I supposed to do now with the new insurance, of which I s -Do I have to call them now and have everything changed or how? (I’ve never had such difficulties before.) As long as I don’t know anything more exactly, I’ll wait until the current insurance contact me for termination and discuss everything with her. Do you have any advice on how to behave? Do you really have to turn every cent around to pay my tuition fees. nk in advance Neon driver^^