First of all I have to say that I found no answer in the FAQ!!! I am 20 years old and have been insured as a second car on my mother since 17.10.2006, have now 80%. Have the vehicle also registered on my mother because it is biller. But I am the owner of the vehicle!!! Do you tell me when and how best to take over the percentages of my mother? Have read in the FAQ that I can only take over the damage-free years as long as I can my Fueh 1.Can I easily take over the percentages at all? 2.What about the percentages? 3. When should I do it best? 4. A buddy of mine said that his insurance didn’t want to overwrite him the percentages of his father because he doesn’t live with them anymore!!! Is that also a criterion? Please answer only if you know about it, thank you in advance