Hello, you often hear that in the event of an accident you can cause damage of several million euros, in such an accident usually the insurance companies pay. But now something else: A mid-twenties or thirties person goes or rides (by bike) on the road, by a mistake 100% on one side an accident happens whose damage causes several 100,000€ or more. I know many who have no private liability or other things that happen mi t this person? ..from a legal point of view? The accident was created quite clearly unintentionally. Thanks for the answers, if you are not sure with his answer then nothing write, unfortunately I experience that again and again some here comments collect posts like other pledge, does not have to be. Great would find answers with links to the review.