When driving out of the driveway stone overlooked.

Good evening, today a nice shit happened to me while driving out of the driveway I missed a stone. On getting out I saw the damage then, at my Clio where usually the rear doors are, I now have beautiful deep scratches + dent in the car -.- when I turn left it clacks in the back, but I can not exactly arrange it where it comes from. The car is fully insured, do you think that I only have to pay my share of 300€? or what does it mean? how expensive can it be and can something else have broken? Built 11/2006 58 hp gasoline 81000km ran only 3.5 months ago brought by the dealer -.- mfg jojo0810