Servus from Bavaria, I would need a loan of 12 months over € 10,000 to bridge a used car purchase, which I will probably pay back after 1-2 months. It is about that the “new” is to be purchased, and after the “old” is sold. Now I have the offer of the Deutsche Bank with repayment without pre-payment compensation: total amount incl. interest: 10314.70€ 1.rate: 859.56€ What is the residual debt and what amount must be, for example I mean, my remaining debt is 9,455,14, but then what advantage do I have from my early repayment…? I have the 314,70€ interest then completely retained, although it has to be only 1/12, because it takes place after a month…? Who can enlighten me? Look forward to your information. Greetings