Hello, a question to the forum. 6 weeks ago I had an accident without fault, while someone drove me to the rear. Lt. estimate of a specialist workshop a damage of almost 3000€ was incurred. The accident causer also reported everything and the insurance takes over the damage. As far as possible. Since the car is still financed by the GMAG (Opelbank) the insurance asked there whether this with a payment of the damage amount to me, as desired by me, understood Now I got a copy of the reply letter from GMAC to the insurance company, with the following content: “We ask for payment of the compensation amount after presentation of an invoice to the repair company.” Furthermore, it says: “Please transfer the damage to one of our accounts, stating the loan contract number.” (that is, to the GMAC) Now to my question: Can I not decide for myself whether I want to have the vehicle repaired or with the help of the m Makel wants to continue driving, even if it is still financed ? The car is fully transportable despite the high damage. (I have a cheap workshop at hand, which would cost the damage rep.) Why does the bank want the impairment? Does this not belong to me? And if the bank already takes the impairment for itself, what happens then with this money. Is this used for the repayment of my still open loan? I know many questions at once. But maybe I can You answer some of them or give me tips on how to proceed. I’ll say thank you in advance. Your grand taxi driver