Hello dear community! The following: I have bought a car (my father is a policyholder and vehicle owner, I only registered driver). Now I have unfortunately had an accident, is everything regulated, etc. Now my question: if I now take an insurance in MICH, do I have to state the accident? I know that there is the question. In theory, however, I would not have any pre-insurance, since the current one is on my father and the vehicle o Officially not mine. So am I theoretically harmless? :/ I hope it is understandable how it is meant. I found nothing on the Internet. Thank you very much!