Hello, recently an older lady drove me into my Audi. Her insurance doesn’t want an expert report but an estimate. So I sent one to my Audi partner and sent it to the insurance company. The workshop has estimated the damage with 1300 euros without VAT. Today I got a letter from the insurance company, which says that a free workshop near me wants to repair the damage for 950 euros and that I only have 950 euros. My question is now, can the insurance company do something like that? Can she tell me that I have to have my vehicle repaired with any fugitives? Thank you for your help.