Hello, I have a rather stupid question, to which I have been looking for an answer for 2 days and actually only contradictory statements. I have already asked 2 people from the circle of acquaintances, who themselves had experience with undeclared damage, but unfortunately also did not get a concrete answer. I have someone at the intersection at the rear. I now lack on approx. 30cm width strongly varnish on the bumper. I have a “European accident report” with the needed n data, which was signed by both sides. So far so normal. A randomly passing police patrol did not want to take up the accident, because damage is too small and guilt question clear. The patrol explained to me that the causer of the accident is now reporting to his insurance company and that then comes back to me again. Only if after some time nothing comes, should I become active myself. On different sides I found the statement that one is first a In other places, it is said again that you should first contact the opposing insurance company. Again, I found the statement: Just introduce the car to the car dealership, they take care of the rest. The ADAC advises only to inform (MIt) faults the own insurance company or I have found several times the statement that the own insurance company has no interest in documenting the uninflicted accidents. “They are obliged to notify us of any damage event that can lead to a performance by us within a week in text form.” Would that be the case if I were to remain on the damage for any reason and therefore would regulate it over the kasco? Long speech short sense. What would be the normal (and as unconsidered as possible) procedure and in what order? Can/should/must I have the damage of my own insurance me Is it possible or could I have disadvantages from this? Or who could give me the most uncomplicated competent statements without having to make an appointment with the specialist lawyer? The hotline own insurance? The dealership? Sorry, is really an all-world issue, but I have no experience with it so far and the contradictory statements do not really help me any further.