Hello everywhere! Maybe jehmand can help me from you and knows a good advice for me! Before a few weeks I drove with my golf 3 return value and caused an accident! when driving back, I drove against a bollard and tree (not straight slow and unbraked, since I slipped from the clutch while stepping clutch and pasted everything in within wound fracture parts). luckily I had a full cash insurance on my car! car is total damage 97Bj. now I have to find out that the insurance apparently does not want to settle the damage! quote of the insurance: our investigations have not been completed we have requested the file from the fine office in magdeburg, whether you have insurance protection we can not say now. have received 5 days ago post from magdeburg (fine) and had to pay 35 euro(reason: in return driving lack of care and a foreign thing damaged) I have with my w now the question arises me why I have a full cascade (exactly from these foundations, if I have a mishaps and I drive my car kaput, which I am insured for such cases). why does the insurance say that you first have to check whether I have insurance cover or not, if I am fully cascade insured! the whole game with the insurance goes for 3 months! can one of you give me a good advice od he has experienced something like this before??? I don’t want to turn on a lawyer because I have to pay him out of my own pocket and it’s about a damage sum of 5000 euro!