Hello! Does anyone have any experience with their insurance because of disc breakage at the soft roof? Would be grateful for some advice. At the beginning of March had sent the hardtop into the summer and the soft roof extended. Suddenly a cracking and the rear left disk was broken. Why are you actually insured and reported the damage to my insurance. Reason of breakage,which is too cold weather. Insurance refuses to take over the damage. No glass break,but wear. also an expert report was used for the material Wopavin(Flexglas) against break resistance and elongation of breakage, according to which the material for the discs can have absolutely nothing to do with wear. The vehicle, but I don’t know whether it is the first roof or if something has happened in this direction.My insurance, the Concordia. Did anyone have their experience with his insurance as well? Greetings from Kassel, MICHAEL