Innocent and now also the bill??

In June last year, I was supposed to have damaged another car with my partner’s car when I parked out on a commercial site. The next day, the insurance company already called us: unsuspecting. One day later, two policemen appeared who wanted to look at the “car”. I let them grant – they didn’t find anything… My lawyer received a suspension of the proceedings against payment of €300 to the Justitzkasse. I responded because I had no driving licence. (in the event of an accident, withdrawal) is incapacitated. I believed that this thing was now out of the world… (30€ Justice + 500€ lawyer) … First of all, my partner was ranked higher- I have seen that somehow- the damage was there- even if I did not cause it- the insurance paid him… But came a few days ago a letter from the insurance company (name edited) that they had to provide the services they had under the compulsory insurance law I have not done everything that can be used to clarify the facts (point E.1.3. ABB). Therefore, the insurance according to point E.5.1 ABB is free of performance. I have had a driving licence since 1992 and have since been without any damage to anyone – and I am a frequent driver with more than 40000 km/year 1. I wonder to what extent the right thing is AND If insured dan n please not with the *piiiiep*. Because as you can see here, they also profit from a damage. It is also nice, that if I want to have a installment payment, then I have to give up the right of the objection and sign a declaration of guilt – i.e. even if I successfully get the money again… No matter whether you believe me, that I was not (with the accident) or not- with these business transactions I can only get before the *piiiiep* car insurance Does anyone know how far it is lawful to claim back the money from me??? Thank you ***Company name edited by MartinSHL