Hello, I would like to drive with friends by car more often now, but since I don’t want to get any trouble if something happens I ask myself, am I correctly insured if what happens? The car and the car insurances run on my father’s name, but I have been registered as a second driver in accordance with the rules, you can also notice on the post :-/ ^^, now we have a car liability, partial cascade and (this my father insisted on an inmate accident insurance). Is it not actually the damage that is caused by an accident that I cause, which also includes the passenger or? Or is the damage not allowed to be in my car? and how does it work if my passenger has an accident insurance? Thank you