Who can help me? I am receiving mail from my kfz insurance company for the third time now, that I should express myself to a damage, because otherwise my right to regulation on the part of the insurance expires. But I have not reported any damage at all. So how do they want to know that I have caused a damage? Don’t you have to report your damage to the insurance company yourself? Or can this also be done to the police or to the one who has suffered a damage? Then everyone could ever accusing him of doing something…..?? What should I say to my insurance company or should I rather ignore the letters as before? Rejoice me about help!