I’ve fabricated junk.

Night together! Yesterday I set up a “smaller car park” on a motorway. I drove into a traffic jam and pushed three cars into each other. No one has happened and all cars still drive – but the damage to my car alone is according to the reviewer about the 10,000€. My question is however a completely different one: my insurance fuzzi (Gerling) says that it is not after number of accidents per year, but about the number of damages. And since I have three cars together! I always thought it counted the accidents per year *confused am* Please help! Thank you and Gruss, Matthias