Polo as annual car

Hello, we are about to finance a car for 4 years. In the 4 years I want to have almost no repairs with the car. We have thought of a polo as a year car so max 20,000, that should be possible with such a new car or? If I buy a polo from a dealer of course then with warranty extension I can actually do nothing wrong? Or would you recommend another car? But should already be a car what after the 4 years i I like polo very much, from the look, also from the interior equipment. As I said, because I finance I want to put in almost little maintenance in the time, from insurance it should not be a problem as far as the polo is concerned.