V40 1.9 D – Timing belt torn / Engine damage

Hello Volvo friends ! So … now unfortunately I found only with tragic background on this page. My beloved V40 almost no longer lives – at least the heart (motor ) stands still. Have you heard about it – the car is Bhj. 11/99 and has now 119,000 km down – 500 km before the next inspection – well – and now the timing belt has torn and has taken the engine right into the beyond. Although the car was bought only in October ́04 – no guarantee (according to Volvo F And now ? Helpless and sad (I had just decided for Volvo because of the so praised reliability ) What do you have for experience ? Perhaps also tips? Thanx Britta & Flo