Maintenance costs Vergeleich EP3 – FN2

Hello Together, I’m new here in the forum and find the extensive discussions in this forum very interesting, especially the TypeR division. I’m playing with the thought to add the FN2 and am interested in the insurance classifications of the FN2. Have found here so far no direct information. Only some allusions that the FN2 is more expensive than the EP3. I am insured with the Garanta and pay currently 109€/month for my EP2. Have made a calculation for the FN2 on the website of the Garanta times and have surprisingly come to a value of around 112€. In the calculation for the EP3 the contribution would be around 149€. All calculations refer to identical data (e.g. SFK H SF6/ VK SF6; SB VK500/TK without; 12000km/year; single driver etc.) That would mean that the EP3 would be almost 40€ more expensive. I know that these calculations are not representative but I would be happy if some FN2 drivers could confirm this in some way.