Rust on the fender – what would you do?

Hello, I am proud owner of an old Golf V (BJ2005, 2 liters gasoline, 150 hp). I like the car very much. The leather seats are great, the old radio can be compensated with a Bluetooth receiver, the 150 hp even make a bit of fun and the slightly higher consumption plays with my annual kilometers (in the last two years on average 6,000km/year) only a minor role. So I would like to drive the vehicle still a few years. Unfortunately I have on both front fenders/swings rust spots, which do not go out of my mind. Therefore my questions to the community: 1. Can one estimate when the problem with the TÜV exists? The next is in September 2023 and I would like to pass the dates in 2025 and 2027 too…. 2. Are there here sensible “home remedies” to slow down the rust spread(!)? From WD-40 to rope fat I have read a lot of things. 3. Would it be easy to do something? I also read that way. By means, the situation can’t make any difference to the repair here. Unfortunately, the best of course, I have your opinion from the garage needs a lot to thank you.