Hello dear community, I am 21 years old, I now have three years my class A and five years my class A1 driver’s license. Can therefore move everything undisturbed. Due to the very expensive insurance of bikes with more than 100 hp, I would like to recommend up to 98 hp respectively which where throttles are possible and useful. Moreover, the machine should be robust, in the sense of “little standing in the workshop”. What can you recommend to me? I had the Bandit, Fazer, Hornet, and CBR-F in mind. Do you get something decent? Then another question about the insurance. Have you been driving a 125 ccm3 scooter that has been approved for me since I was 16 years old, am accordingly on SF5. Can I transfer the freedom of damage class to a “real” motorcycle? I hope you can help me!