Hello, have an acquaintance who is in the middle of 20 and has had the license Kl. B for several months. Due to a new job she now needs her own car to get there flexibly. Among the most important data to be able to judge the case better: -single/inhabiting, money of course scarce. – Gets an old car, which is less popular with beginners (lower type class). Of course only liability. – From the parent-child regulation does not benefit, since it No contact with their parents (which eliminates the possibility of family tariffs). – SF-class transfer of relatives rather not possible, since nobody is available or all still want to drive themselves (and that is also not useful with the short time as it has the appearance, since no class can be skipped). As far as this can be done first. Question on the second car regulation. Does the regulation only work with parents or close relatives or does it also work with any other x -any person who is ready to do so? So a good friend, who is already classified in a clearly better class, can make the agreement with the second car regulation? If this is possible, it makes sense from a financial point of view and what are the disadvantages or what are the possible problems for the person to whom the second car is registered (i.e. the person who is already classified in a significantly better level). What monthly contribution (in case of monthly payment) under the above conditions can be expected roughly? Many thanks