Hello, so I’m mainly asking for my mother, but I’m also interested in later. I’ve already been looking here but I didn’t really think so. she wants to get a new car. there are now 2 possibilities. 1. she’s looking for a used car, which is 2 years old and pays for it in cash. (about 40000 km) advantage: you have lost the biggest mountain value behind you. you can say what the workshop statistics look like. the car is called his property. technique not so up to date. compromise in equipment, motorization etc… guarantee not so high(if at the dealer) 2. she gets a new one and finances it. advantage: you can choose the color, equipment, etc. higher guarantee. technology more up to date. after the financing can you return the car?? after: loss of value is high. you can have with the pitch, because of repair costs… sure other points. then ask yourself. if you finance the car and it would like to give after zb 3 years, then come still cost to one too? I think zb of small scratchers or other small things that a used car always has. must/should one always take a full cascade with financing? how is it with the normal expectations? must the financing take place in a contract workshop? gruß micha