HI… today I picked up my new Fox from the dealer’s shop and…(yes, it’s stupid) I’ve already made a damage to the car… I missed a low wall on the right side when driving into a narrow road and took it with me. The wall is fine…only my Foxi now has clear paint damage right in front of the rear wheel. The wheel cap also got some scratches off. Now I drove the car back to the dealer’s shop and asked about it. I have comprehensive insurance with “only” 300€ excess and the dealer told me at the time of purchase that I would not only have lower costs for the insurance through the “Young Driver Program” but also the security during the leasing period in case of a damage not to be able to be high graded. Now the car man from the workshop told me that I would nevertheless be highly graded and that the damage should not be regulated by the insurance. However, the costs would then be in the range of approx. 1,500€ since maybe also the rear axle could have moved. Now my question is: Has someone been here in a similar situation? With VW insured in connection with the “Young driver program” and then had a damage? Because now I have to weigh up what the bigger evil is… the double insurance contributions for fully comprehensive non liability ht or the purchase of the repair costs… I am glad about any relevant answer Mfg